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  1. #1
    VXRed
    Join Date
    30th November 2013
    Posts
    24

    Default Car insurance...

    How old are you,
    How many years NCB do you have,
    What do you drive,
    & how much do you pay?

  2. #2
    VXRed Scott & lucy's Avatar
    Join Date
    23rd September 2017
    Posts
    44

    Default

    Quote Originally Posted by KieranBurgess View Post
    How old are you,
    How many years NCB do you have,
    What do you drive,
    & how much do you pay?
    40 yeara old
    Astra j vxr
    15ncb
    460 fully comp

    How about you?

    Sent from my SM-G950F using Tapatalk

  3. #3
    Regional Assistant - South Essex nurburgring24's Avatar
    Join Date
    13th September 2008
    Posts
    19,914

    Default

    35
    Astra h all mods included
    £360
    10 years ncb

  4. #4
    VXRed MontyPythonX's Avatar
    Join Date
    28th August 2014
    Posts
    132

    Default

    28
    2007 VXR8
    5 NCB
    £450 fully comp with Admiral

  5. #5
    VXRed
    Join Date
    6th April 2017
    Posts
    76

    Default

    All the questions an insurer asks contribute to the cost of a quote based on judging you against the driving history of people with similar profiles.
    Postcode can make quite a difference, as can named drivers (wife/husband/partner), annual mileage, any points/fines, the type of job you do etc.
    Insignia Elite 2.8T (2012), Viva SE-AC (2017).

  6. #6
    VXR enough chodiddly's Avatar
    Join Date
    12th December 2015
    Posts
    1,647

    Default

    29
    Astra H mods included
    9 years ncb
    fully comp £300

  7. #7
    VXR Nothing comes close vr55vxr's Avatar
    Join Date
    6th February 2008
    Posts
    15,959

    Default

    Pointless post, too many variables to compare insurance costs

  8. #8
    VXRacing ahead vxrmjp's Avatar
    Join Date
    6th May 2017
    Posts
    740

    Default

    Quote Originally Posted by vr55vxr View Post
    Pointless post, too many variables to compare insurance costs
    Very true!
    To give an example:
    My vxr corsa costs £160/year comp
    My girlfriend has a 1.2 Suzuki swift and pays £380/year comp.
    We both have identical driving records, but live at different locations. Her car at my postcode drops to £180.
    Having her on my policy reduces my premium, yet her having me on her policy, increases her premium.
    Also, the swift costs more to repair, so actually attracts a higher premium.
    Some insurers only like low risk, others specialise in high risk, so their competitiveness varies, depending on what business they are looking to attract.

  9. #9
    VXRed blooded
    Join Date
    1st August 2016
    Posts
    376

    Default

    Quote Originally Posted by MontyPythonX View Post
    28
    2007 VXR8
    5 NCB
    £450 fully comp with Admiral
    Amazing, that price is to die for
    Vectra VXR estate 07

  10. #10
    VXRed blooded
    Join Date
    1st August 2016
    Posts
    376

    Default

    Quote Originally Posted by vr55vxr View Post
    Pointless post, too many variables to compare insurance costs
    True, some insurers wont touch me as i do door work. I did counter their argument as my car is in a locked secure car park when i do that job and the other work i do with that badge is more like traffic and crowd marshalling but they cried and i could even be in a gate house and they wouldn't touch me. However they were not bothered about me working in a licensed hotel where potentially drunk people could damage my car or the delivery truck could hit it. Its all a joke.
    I dread to think what they are going to say when i tell where im doing maintenance at for my next job...
    Vectra VXR estate 07

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